Floods and the subsequent flood damage that it brings are one of the natural disasters that you would never want to experience in the home. If you are just starting to find ways in protecting your home, then you should know that there is so much that you can do about the flood damage. Usually, this would depend on the flood hazard in your area or place, the zoning and building codes in your community and your own property's structural capability. For your flood damage problem, several methods are fairly simple and cost effective, while some would require you to hire a proficient contractor.
It is important for homeowners to be educated on the specific steps to take when a flood strikes. One of the ways in doing this will be to talk to expert builders, your contractor or architect if you have concerns about how much renovation will cost and what benefits these improvements can give. Concerns regarding building permit requirements are handled by the city building department or a building officer.
Information about flooding can be obtained from the local building department of floodplain management office or even the emergency management office. Flood damage history is listed in the flood map community; you can ask to see and check it. If your area is prone to floods, there could be a projected flood elevation for your neighborhood or in your society or your area. When a flood occurs, and when flood damage strikes as well, a flood history in your community or area will help you establish the amount of water that is likely to come into your house. Flood Damage Clean Up
You will need flood insurance if you are residing in a floodplain area or neighborhood where flood damage is most likely to occur. Although you have taken the necessary steps to protect your home from flooding and flood damage, insurance is still necessary because you can never know what will happen in the future. You might perhaps need to purchase a separate policy under your National Flood Insurance Program (NFIP) because your homeowner's policies do not cover flood damage. Take note that you should secure flood insurance before flooding occurs because the policy will only take effect after 30 days. Flood Damage Restoration
Parts of your house that are prone to flood waters and flood damage should not be the area where the main electrical switch box is located as this could be very dangerous in case of a flood.
In general, it is recommended that the main electrical panel board which contains electric fuses or circuit breakers is located at least 12 inches above your projected flood elevation. It is a regulation that all your electrical work your panel board height should be done by your licensed electrician.
Likewise, all types of electric outlets, light sockets, switches, baseboard heaters and all wiring should at least be 12 inches above your expected flood altitude for your home as it is declared in the code. Even the electric service lines (that is at the point they go into your house) should also be at least 12 inches above your estimated flood elevation. Water Damage Restoration